1. Knew Health
Best for: Those who want access to holistic/naturopathic care, travelers, healthy individuals
Why We Like It:
- Not faith-based and is open to anyone who meets lifestyle criteria
- Includes international access (huge plus for expats, digital nomads and frequent travelers)
- Encourages a proactive, wellness-first approach
- Transparent pricing and simple medical needs process
Monthly Cost: From ~$175 for individuals
Notable Perks: Lifestyle discounts, holistic care options, no network restrictions
Potential Downsides: May not suit those with chronic conditions needing frequent care
2. Medi-Share
Best for: Christian families looking for traditional health share memberships
Why We Like It:
- Long-standing reputation with large membership
- Shares in a wide range of medical needs including maternity and emergency care
- Member support and community feel
Monthly Cost: Varies widely depending on age and household size
Downside: Requires a Christian lifestyle and belief statement; more traditional in structure
3. Liberty HealthShare
Best for: Those seeking flexible plan options
Why We Like It:
- Offers multiple membership types with different contribution levels
- Includes options for alternative and integrative care
- Transparent member guidelines
Monthly Cost: Starting around $200/month
Downside: History of administrative delays and mixed reviews on reimbursement speed
4. Sedera
Best for: Small business owners and group options
Why We Like It:
- Tailored memberships for companies, entrepreneurs, and independent workers
- Flexible personal responsibility amounts (like deductibles)
- Focus on cost negotiation and cash-pay discounts
Monthly Cost: Around $100–$400/month depending on membership
Downside: Not available in all states; no maternity coverage
5. Christian Healthcare Ministries (CHM)
Best for: Budget-conscious individuals in Christian communities
Why We Like It:
- Affordable tiers
- Longest-running sharing ministry (since 1981)
- No network restrictions
Monthly Cost: As low as $85/month
Downside: Must follow Christian principles; some expenses not eligible for sharing
🧠 How to Choose the Right Health Share Option for You
When comparing health share memberships, ask yourself:
- Is faith-based membership required?
(If not for you, KnewHealth is a great secular option.) - Do you need international peace of mind?
(Most don’t offer this — Knew Health and some Sedera memberships do.) - Are you healthy and proactive about wellness?
(Health share memberships work best when you don’t need frequent care.) - How important is fast reimbursement and clear communication?
(Look at reviews and testimonials to see how each provider handles claims.)
💬 Final Thoughts
The best health share options in 2025 continue to offer an appealing alternative to the high costs and limitations of traditional insurance. Whether you’re a freelancer, a family, a traveler, or just someone looking for more control over your healthcare, there’s an option that fits.
And if you want a non-religious, wellness-first option with global flexibility, Knew Health (*use promo code “JENNY30” for 30% off 1st 6 months) be at the top of your list.